Monument Homes under $400,000

Monument Homes under $400,000

Welcome to Monument, Colorado – a picturesque town nestled at the base of the majestic Rocky Mountains in El Paso County. Known for its stunning landscapes and friendly community, Monument offers a unique blend of small-town charm and modern convenience, making it an ideal place for families, retirees, and outdoor enthusiasts alike.

With its prime location, Monument provides easy access to both the bustling city life of Colorado Springs and the serene beauty of nature. Residents can enjoy a myriad of recreational activities, from hiking and biking on scenic trails to exploring the pristine waters of nearby lakes. The town is also home to numerous parks, quaint shops, and delightful dining options, ensuring that there's always something to do.

For those seeking affordable housing options, Monument has an array of charming homes available for under $400,000. Whether you’re a first-time homebuyer or looking to downsize, you'll find a variety of properties that suit your needs. From cozy single-family homes to inviting townhouses, the real estate market here offers options that blend comfort and affordability.

Living in Monument means embracing a lifestyle that values community, nature, and convenience. With its excellent schools, friendly neighbors, and vibrant local events, it’s no wonder that so many are drawn to this enchanting town. If you're ready to find your dream home in a community that feels like family, Monument is waiting for you! Come explore the possibilities and discover why so many have chosen to call this beautiful town home.

Newest Monument Homes under $400,000

1269 Walters Pt, Monument
$390,000
2 Beds ⋅ 3 Baths ⋅ 4959732 MLS
Move-in ready end-unit townhome in Walters Commons with two ensuite bedrooms and plantation shutters throughout! Fronting Walters Commons greenspace, it’s one of the best spots in the complex! Relax on the covered front porch and take in the AFA and mountain views, then step inside to the bright main level with 9’ ceilings, spacious living room (11’x14’) open to the dining area with pendant chandelier, and roomy kitchen with ample raised-panel cabinetry, rollout shelving, newer SS appliances and a pass-through overlooking the dining room. The cute powder bath with pedestal sink and main-level laundry with full-size washer and dryer space complete the main floor — all with gleaming hardwood floors and upgraded baseboards throughout. Upstairs, the generous loft with mountain views and recessed lighting is perfect for a home office or flex space. The primary suite (13’x17’) features vaulted ceilings, a ceiling fan, walk-in closet and a private full bath with double vanity. The second ensuite bedroom (12’x14’) enjoys mountain range and Air Force Academy views and offers a walk-in closet and its own full bath with double vanity and tub/shower. Ample storage under the stairs and in the crawlspace. Central AC. Fresh updates: newer main level paint, new carpet and upper level bathroom LVP tile floors throughout, building roof (’25). 4-year old water heater. Oversized 2-car attached garage. HOA covers grounds, exterior maintenance, snow removal and trash. Woodmoor amenities include The Barn community center, stocked fishing ponds, open spaces with hiking trails and the ever-popular Toboggan Hill. Nearby Woodmoor Country Club offers private memberships with an 18-hole Perry Maxwell championship course, indoor tennis and pickleball, pools, dining and more. ~10 min to the Air Force Academy and Downtown Monument dining, shops and more — easy commute to Colorado Springs and south Denver, too!

1269 Walters Pt, Monument

Courtesy of Coldwell Banker Realty. 719-550-2500

1231 Villa Grove, Monument
$365,000
3 Beds ⋅ 3 Baths ⋅ 1835349 MLS
This Very Open, Spacious, and ELEGANTLY UPGRADED Townhome features a large Covered Front Porch Entry as well as a Cozy Rear Patio with Stunning Mountain Views!!! NEWER Furnace, Paint, Drapes, Flooring, Ceiling Fans, Light and Plumbing Fixtures, along with GRANITE COUNTERTOPS in the Kitchen and ALL 3 Bathrooms, adds to its CHARM!!! The MAIN LEVEL PRIMARY BEDROOM comes with an Enormous Walk-in Closet and also offers a Walkout to the Relaxing Outdoor Patio!! The UPGRADED KITCHEN also features a NEW Dishwasher, Disposal, Sink with oil-rubbed Bronze Faucet & Sprayer along with the NEW Granite Countertops and LVL flooring!!! The convenient Laundry room includes the Washer and Dryer. A Finished 1 car garage comes with a New Garage Door with opener and room for shelving or cabinets. The Very Spacious Main Level Dining Room/Living Room has Vaulted Ceilings with a LARGE DORMER SKY-WINDOW to Brighten up the home!! An UPSTAIRS LOFT AREA overlooks the great room. Two LARGE Secondary Upper Bedrooms with nice closets also furnish GREAT VIEWS of the Mountains!! One of the Upstairs Bedrooms has direct access to the Full Bath which could allow for a Secondary Primary Bedroom Suite!! The Upstairs BONUS ROOM is perfect for a Den/Study or excellent Additional Storage. A Community Park, Playground and Dog Park are all accessible from the rear of the home. The Clubhouse, Gym, Gathering Room, and Very Workable Kitchen are available for use by all Homeowners and their Guests! The HOA Dues Include: Snow Removal of the Main Association Streets, Sidewalks, Driveways, Front & Rear Porches and Patios; Trash Removal; Use and Maintenance of the Clubhouse and Gym; Common Area Utilities, Landscaping & Maintenance, as well as exterior property maintenance and insurance. THIS PRIVATE AND GORGEOUS TOWNHOME IS IN ONE OF THE MOST DESIRABLE AND SOUGHT AFTER NEIGHBORHOODS CURRENTLY AVAILABLE!!! IT IS CLOSE TO EVERYTHING AND EASILY ACCESSIBLE TO COLORADO SPRINGS, CASTLE ROCK, AND DENVER!!

1231 Villa Grove, Monument

Courtesy of Paradigm Real Estate . 719-475-7200

917 Burning Bush Pt, Monument
$354,900
2 Beds ⋅ 3 Baths ⋅ 5491037 MLS
Welcome home to this beautiful Woodmoor Park townhome backing to a serene greenbelt. Featuring three light-filled levels with soaring ceilings throughout, this home offers an inviting and functional layout. The main entry level includes a formal foyer, attached garage access, and a convenient laundry closet. The second level showcases an open-concept design ideal for entertaining and everyday living. The spacious living room is centered around a cozy gas fireplace and flows seamlessly into the dining area. A sliding glass door leads to a private deck overlooking the greenbelt, providing the perfect setting for morning coffee or outdoor dining. The well-appointed kitchen features a breakfast bar, pantry, ample cabinetry, and generous counter space. On the upper level, the expansive primary suite boasts a dramatic vaulted ceiling, large walk-in closet, and private en-suite bath with dual vanities and an oversized soaking tub. A second spacious bedroom also features a vaulted ceiling, large closet, and its own en-suite bathroom. Enjoy the ease of low-maintenance living in this quiet, well-maintained community where the HOA covers exterior maintenance and provides abundant guest parking. Ideally located just minutes from Lewis-Palmer High School, the Tri-Lakes YMCA, shopping, dining, and I-25 for an easy commute to Colorado Springs or Denver.

917 Burning Bush Pt, Monument

Courtesy of Berkshire Hathaway HomeServices Synergy Realty Group . Charles@Synergycolo.com,719-418-5001

16362 Rustlers Range Pt, Monument
$375,000
3 Beds ⋅ 3 Baths ⋅ 7654262 MLS
Priced to sell, seller's relocating, don’t miss this beautiful two story townhome in Monument! Offering three spacious bedrooms, three baths, and an attached 2 car garage, this thoughtfully designed home combines comfort, style, and functionality. Located in the newer Wagons West Townhome development, the home is surrounded by community green space and is conveniently close to parks, trails, shopping, highway access and schools. The main level features a bright, open concept layout with beautiful LVP flooring, abundant natural light, and a seamless flow between the living, dining, and kitchen areas. The well appointed kitchen offers 42" white cabinetry, stainless steel appliances, a gas range, recessed lighting, and a large quartz island perfect for everyday living or entertaining. A convenient powder room and additional finished storage area adds to the home's functionality. Upstairs, the spacious primary bedroom offers plenty of room to unwind, while the additional bedrooms provide flexibility for guests, an office, or a growing household. Large windows throughout the home create a light and airy atmosphere, with mountain views! The seller is also offering the stainless steel refrigerator, washer and dryer, and all window coverings and hardware with the sale. With easy access to I-25, this home offers convenient access to Monument, Colorado Springs, Castle Rock and beyond. Move in ready and beautifully maintained, this is a wonderful opportunity to enjoy modern low maintenance townhome living in a blossoming Monument community!

16362 Rustlers Range Pt, Monument

Courtesy of Keller Williams DTC . Natalyasellshomes@kw.com,720-838-1037

1223 Villa Grove, Monument
$349,900
3 Beds ⋅ 3 Baths ⋅ 8647042 MLS
This HOA covers water, sewer, trash, snow removal, and insurance on the structure itself! Those are bills you would be paying separately anywhere else. Roll them together and the number stops looking like a fee and starts looking like your utilities. You only insure the interior, so your homeowners premium drops too. Add a main level primary suite and Lewis-Palmer D38 schools and this one is hard to match in Monument. Vaulted ceilings and big windows make the living and dining area feel far larger than the footprint suggests. The kitchen was redone in 2020 with a new range, dishwasher, refrigerator, range hood, disposal, and single basin sink, plus a 2019 tile backsplash, breakfast bar, and a converted walk-in pantry. The primary bedroom sits on the main level, opens to the covered patio through a 2019 sliding door, and pairs a walk-in closet with a dual vanity bath and step-in shower. Storage is everywhere here: walk-in closets, a linen closet, under-stair storage, and room to spare in the attached garage. Big-ticket items are handled. Furnace and water heater 2015, whole house humidifier 2015, AC 2023, sun-blocking windows in the baths and upper bedrooms 2023, office windows 2024, comfort height toilets 2024, storm door 2024, hall bath flooring 2025, fresh exterior porch and rail paint 2025, pressure regulator 2026, and brand new interior paint on walls, ceilings, trim, and doors in 2026. Upstairs adds two bedrooms, a full bath, and a separate office. Clubhouse and fitness center come with the community. Two grocery stores, Walmart, Walgreens, and a bank inside five miles. A neighborhood park sits two blocks east and I-25 is minutes out, roughly 15 to North Academy and 40 to Denver. The street itself is quiet. Very little left to do here except decide what you want to do with your weekends. Schedule a showing and see how open it feels the second you walk in.

1223 Villa Grove, Monument

Courtesy of Real Broker, LLC DBA Real . kyle@berisfordgroup.com,801-636-7544

1010 Magi Lamp Way Unit C, Monument
$274,900
3 Beds ⋅ 3 Baths ⋅ 7215480 MLS
Bring your offer! Possible seller incentives. See Incentives field for details. This 3 bedroom, 3 bathroom home offers mountain views, thoughtful updates, and a convenient Monument location close to Lewis-Palmer District 38 schools, USAFA, I-25, and the growing amenities along Jackson Creek Parkway. From everyday errands and dining to schools, commuting, and access to Colorado Springs or Denver, the location adds real ease to daily living. The home has seen meaningful updates both prior to purchase and most recently in May 2026, adding comfort, function, and a fresh move-in ready feel. Prior improvements include an updated water heater and furnace, seven new vinyl windows, scraped and retextured first-floor ceilings, fresh interior paint throughout, added overhead lighting in the dining and living rooms, a new Corian kitchen countertop, updated appliances including the refrigerator and dishwasher, new cabinet hardware, and a new washer and dryer. A second refrigerator in the basement is also included. In May 2026, the home received all new flooring throughout, including Mohawk SolidTech LVP on the main floor, laundry nook, stair landings, and basement stairs, plus new carpet in bedrooms and non-LVP common areas. Additional updates include new baseboards throughout, new 2-inch faux wood blinds, updated common area lighting and wall sconces, and new ceiling fan/light combinations with dual wall switches in three bedrooms. The basement full bathroom is finished, and the open basement area is partially finished with carpeted stairs, paint, and finish work under the staircase, offering flexible space with room to continue customizing. The unit includes one carport space and one assigned parking space. With fresh updates, mountain views, and a location that keeps everyday life convenient, this is one you will want to walk through in person.

1010 Magi Lamp Way Unit C, Monument

Courtesy of eXp Realty, LLC . 719-425-3835

1223 Villa Grove, Monument
$349,900
3 Beds ⋅ 3 Baths ⋅ 5316300 MLS
This HOA covers water, sewer, trash, snow removal, and insurance on the structure itself! Those are bills you would be paying separately anywhere else. Roll them together and the number stops looking like a fee and starts looking like your utilities. You only insure the interior, so your homeowners premium drops too. Add a main level primary suite and Lewis-Palmer D38 schools and this one is hard to match in Monument. Vaulted ceilings and big windows make the living and dining area feel far larger than the footprint suggests. The kitchen was redone in 2020 with a new range, dishwasher, refrigerator, range hood, disposal, and single basin sink, plus a 2019 tile backsplash, breakfast bar, and a converted walk-in pantry. The primary bedroom sits on the main level, opens to the covered patio through a 2019 sliding door, and pairs a walk-in closet with a dual vanity bath and step-in shower. Storage is everywhere here: walk-in closets, a linen closet, under-stair storage, and room to spare in the attached garage. Big-ticket items are handled. Furnace and water heater 2015, whole house humidifier 2015, AC 2023, sun-blocking windows in the baths and upper bedrooms 2023, office windows 2024, comfort height toilets 2024, storm door 2024, hall bath flooring 2025, fresh exterior porch and rail paint 2025, pressure regulator 2026, and brand new interior paint on walls, ceilings, trim, and doors in 2026. Upstairs adds two bedrooms, a full bath, and a separate office. Clubhouse and fitness center come with the community. Two grocery stores, Walmart, Walgreens, and a bank inside five miles. A neighborhood park sits two blocks east and I-25 is minutes out, roughly 15 to North Academy and 40 to Denver. The street itself is quiet. Very little left to do here except decide what you want to do with your weekends. Schedule a showing and see how open it feels the second you walk in.

1223 Villa Grove, Monument

Courtesy of Real Broker, LLC DBA Real. 720-807-2890

1223 Villa Grv, Monument
$349,900
3 Beds ⋅ 3 Baths ⋅ 8647042 MLS
This HOA covers water, sewer, trash, snow removal, and insurance on the structure itself! Those are bills you would be paying separately anywhere else. Roll them together and the number stops looking like a fee and starts looking like your utilities. You only insure the interior, so your homeowners premium drops too. Add a main level primary suite and Lewis-Palmer D38 schools and this one is hard to match in Monument. Vaulted ceilings and big windows make the living and dining area feel far larger than the footprint suggests. The kitchen was redone in 2020 with a new range, dishwasher, refrigerator, range hood, disposal, and single basin sink, plus a 2019 tile backsplash, breakfast bar, and a converted walk-in pantry. The primary bedroom sits on the main level, opens to the covered patio through a 2019 sliding door, and pairs a walk-in closet with a dual vanity bath and step-in shower. Storage is everywhere here: walk-in closets, a linen closet, under-stair storage, and room to spare in the attached garage. Big-ticket items are handled. Furnace and water heater 2015, whole house humidifier 2015, AC 2023, sun-blocking windows in the baths and upper bedrooms 2023, office windows 2024, comfort height toilets 2024, storm door 2024, hall bath flooring 2025, fresh exterior porch and rail paint 2025, pressure regulator 2026, and brand new interior paint on walls, ceilings, trim, and doors in 2026. Upstairs adds two bedrooms, a full bath, and a separate office. Clubhouse and fitness center come with the community. Two grocery stores, Walmart, Walgreens, and a bank inside five miles. A neighborhood park sits two blocks east and I-25 is minutes out, roughly 15 to North Academy and 40 to Denver. The street itself is quiet. Very little left to do here except decide what you want to do with your weekends. Schedule a showing and see how open it feels the second you walk in.

1223 Villa Grv, Monument

Listing courtesy of Kyle Petitt.

kyle@berisfordgroup.com,801-636-7544

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